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	<title>Fixed mortgage rates &#124; Bad credit mortgage lenders &#124; Brokers and Refinancing &#187; Type</title>
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		<title>FDIC Texas Home Loan Modification</title>
		<link>http://kbmortgages.com/fdic-texas-home-loan-modification/</link>
		<comments>http://kbmortgages.com/fdic-texas-home-loan-modification/#comments</comments>
		<pubDate>Sat, 28 Feb 2009 22:09:21 +0000</pubDate>
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		<description><![CDATA[While Texas was not the worst of states for foreclosure this past year, there were a lot of people that had to let their homes go. Loan modifications are probably the biggest thing right now with the economy, and for someone to get a Texas Home Loan Modification there are several things that need to [...]]]></description>
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		<title>Stated Income Mortgage</title>
		<link>http://kbmortgages.com/stated-income-mortgage/</link>
		<comments>http://kbmortgages.com/stated-income-mortgage/#comments</comments>
		<pubDate>Sat, 15 Nov 2008 12:01:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Lenders are hard to please especially when borrowers cannot give them any assurance of paying on time or merely of paying off debts. To satisfy the requirement of strict lenders, who somehow are willing to give loans to worthy and qualified borrowers, a stated income mortgage is advisable. People who cannot prove to pay by [...]]]></description>
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		<title>Securing an 80/20 mortgage</title>
		<link>http://kbmortgages.com/securing-an-8020-mortgage/</link>
		<comments>http://kbmortgages.com/securing-an-8020-mortgage/#comments</comments>
		<pubDate>Wed, 12 Nov 2008 06:01:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[First time homeowners who cannot afford to pay the 20-percent down payment as asked for by most mortgage lenders turn to an 80/20 mortgage for rescue. The difficulty of securing traditional mortgage credit is being made more difficult with the sudden surge of housing prices.
Before securing an 80/20 mortgage, what borrowers need to know is [...]]]></description>
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		<title>What is a 5/1 mortgage?</title>
		<link>http://kbmortgages.com/what-is-a-51-mortgage/</link>
		<comments>http://kbmortgages.com/what-is-a-51-mortgage/#comments</comments>
		<pubDate>Tue, 11 Nov 2008 08:34:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[A 5/1 mortgage can be a 5/1 hybrid adjustable-rate mortgage (ARM) or a 5/1 jumbo mortgage. This type of 5/1 mortgage is the most popular among borrowers because of its low interest rates and a fairly long fixed rate period. A hybrid 5/1 ARM has an initial five-year fixed-interest rate, after which the rate starts to [...]]]></description>
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